Ayala Mall

Ayala Mall evolve differently today. It is now the hang out for Philippine call center agents because the Ayala Terrace offers social looking food at night where most inbound call center are working.


Last night we just visit to celebrate our friends party and it was one of the best day for my kids specially Lance. He like malling and toys from Toy Kingdom.



I am actually using this blog now as my storage for important pictures. It is easy to update and i can do it anywhere.


Blogging is better than facebook. At least for me and the rest of blogger who earn online. Actually there are many Cebu Bloggers earning more than $100 a month as blogger and professional online marketer. I do it for both reasons.

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Robinson Mall in Cebu City

There are many big Robinson mall in Manila specially the Galleria and Malate Mall.



If it is Robinson it must be for the middle class shoppers like in Luzon. As you can see there are less visitors in this mall even the Christmas is days to go.



This is the latest Robinson Mall in the hearth of Cebu City just a walk away from the famous Osmena Circle. The mall is spacious and classic.

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Dengue in Minglanilla

KC at South General Hospital after 1 week of confinement due to Dengue Attack



There are so many cases of dengue disease in Minglanilla but the local government as well as the provincial school do not have any immediate solution for this. So make your kids safe, always bring OFF lotion and screen the school.


This is the result of unsafe public school system. Actually she got consecutive disease from the school. Minglanilla has been in trouble with health problem because the school itself was place beside a big canal and there are no management in place for waste disposal so people around or near the canal use it as garbage can.

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Minnesota Shadow Inventory Estimates - one amongst the Highest!

Shadow inventory is outlined slightly completely different betting on who you talk over with or what you're reading. However merely place this can be typically the amount of properties that are a minimum of sixty days delinquent and aren’t for sale. This conjointly includes properties that have already knowledgeable foreclosure and are bank owned or reo owned.

Unfortunately, Shadow inventory is inevitably growing and affecting the markets already hit onerous by high levels of distressed mortgages, like Minnesota, that has an excess provide of inventory already. In line with short sale expert an information analysis company owned by First American, Minnesota has an estimated shadow months provide of eighty 1309 homes.

At the present sales rate in Minnesota, there are approximately two thousands sales per month. At this pace the shadow inventory might mirror up to 4-5 years of potential inventory.

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What is Virtual Assistant

A virtual assistant's goal is to make a partnership with a business or entrepreneur and assistant them in running and building that business. this implies they have to possess expertise with a spread of software packages, glorious writing, proofreading and grammar skills, additionally as an understanding of business procedures. several virtual assistants even have experience in bookkeeping, Internet, graphics or internet style, and selling.

You don't have to be compelled to have expertise in all of those things, however can|you'll|you may} have to be compelled to have a good kind of skills so as to handle the assorted tasks your shoppers will want. The a lot of well rounded you're, the a lot of business you'll get.

Most people who commit to become a virtual assistant have years of expertise in one or a lot of of the following:

* Secretarial expertise or govt assistants
* Book keeping expertise
* sturdy communication skills, as well as proofreading, writing, editing
* Administrative background
* Legal assistant or paralegal expertise
* workplace management expertise
* skilled organizers
* Concierge expertise
* Fantastic client service skills are a requirement
* somebody with organizational talent and a spotlight to detail

As you'll see, people who become successful virtual assistants return from a spread of backgrounds and possess numerous skills. Before deciding if changing into a virtual assistant is true for you, you'll have to be compelled to take a while and judge what services you wish to supply.

What will be your niche and target market?

Once you're clear on your business goals, you'll understand if you possess the mandatory skills. If you do not have all of the talents you wish, don't fret - there are many sensible coaching choices. Most businesses and careers involve a spread of necessary skills that need coaching and there's no reason to be discouraged if you're not proficient in everything. Take a while to organize and train before you launch your virtual assistant business.

On the opposite hand, if you've got years of expertise and feel competent to supply the talents your target market is craving for, you'll become a virtual assistant immediately. There aren't any official certifications, rules or needed coaching within the virtual assistant business. Anyone will begin their own virtual home business at any time, however you will not last long if you do not have the talents you wish. Owning your own business means that your name is extraordinarily necessary and you will not build a profitable business by delivering substandard work.

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Relavant Information about Short Sale VS REO

It’s not as if one is intrinsically sensible whereas the opposite is dangerous. Property deals abound immediately for realty investors. However, knowing the ins and outs could keep each you and your investors from being stunned by things like hidden fees (penalties, unpaid taxes, etc.) as your property sale moves through the closing method.

REO or bank-owned properties have completed the foreclosure method and should be in worse condition than a brief sale property. whereas they typically shut faster than a brief sale, lenders are typically not willing to barter the worth down abundantly. Even worse, the commonly out-of-state bank is typically out of bit with specifically what proportion home values have dropped during a given space. It will then be an uphill battle to induce the bank to induce real on pricing. alternative times, the bank desires to recover its prices of probing the typically lengthy foreclosure method and can decide to recover some or most of its prices. Hidden fees like penalties and unpaid taxes tacked on to the sales worth are often the result.

With a brief sale, an investor has a chance to doubtless purchase a home in higher condition. this could mean less rehab work to either resell the property or rent it out. The faster the turnaround, the larger the profit potential for your investor.

While the short sales negotiator favorite method will take longer than shopping for a bank-owned property, most lenders are already buried underneath the amount of REO properties on their books and don’t wish to feature a lot of to that total. By buying a brief sale before the mortgage supplier must undergo the time, expense, manpower and probably legal prices (for judicial bankruptcy states) of the foreclosure method, investors stand to induce a fairly competitively priced deal. Banks tend to require less of a loss on short sales than foreclosures.

With all the on top of factors thought of, I'm a believer briefly sales when operating with realty investors and for my very own investments. To your short sale success! we tend to are getting to get down-n-dirty on a FREE online training to debate the REO vs. short sale battle

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